Fees & Insurance
Transparent fees and out-of-network care at our Redwood City practice.
How Payment Works at Summit
Summit Psychotherapy Center is an out-of-network practice and does not bill insurance directly. Working outside of insurance lets our clinicians provide individualized, evidence-based care without the session limits and restrictions insurers often impose. Below you will find our current fees, lower-cost options with our supervised clinicians, and the ways we help you use any out-of-network benefits you may have.
Session Fees
Individual Therapy
$325–$375
per 50-minute session
Our licensed psychologists’ fees vary by level of training and experience. Extended 60 to 90-minute sessions are billed proportionally.
A limited number of sliding-scale spots are available based on financial need.
Couples & Family Therapy
$350–$500
per 50-minute session
Our licensed psychologists’ fees vary by level of training and experience. Extended 60 to 90-minute sessions are billed proportionally.
A limited number of sliding-scale spots are available based on financial need.
Group Therapy
$125
per session
Our Trauma-Focused DBT Skills Group meets weekly.
A limited number of sliding-scale spots are available based on financial need.
Lower-Cost Therapy Options
If you are looking for high-quality care at a lower fee, we offer sessions with clinicians who are completing advanced training under the supervision of our licensed psychologists.
Out-of-Network Reimbursement
While we do not bill insurance directly, many clients receive partial reimbursement through their out-of-network mental health benefits. On request, we will provide a superbill you can submit to your insurance company. Coverage varies by plan, so we recommend calling your insurer to ask about your out-of-network benefits.
To make reimbursement easier, we have partnered with Mentaya, a service that handles out-of-network claims and helps you recover as much as your plan allows with minimal paperwork.
Mentaya may be a good fit if you:
✓ Have out-of-network insurance benefits
✓ Feel overwhelmed by submitting superbills or dealing with insurance
✓ Have tried submitting superbills before but struggled to get reimbursed
✓ Would rather skip the paperwork and insurance follow-up
How it works:
✓ Check your eligibility and estimated reimbursement
✓ Create your Mentaya account
✓ We upload your therapy sessions to the platform
✓ Mentaya submits your claims, manages any insurance follow-up, and your reimbursement comes directly from your insurer
Mentaya charges a 5% fee per claim, which covers preparing and submitting paperwork, managing denied claims, and communicating with your insurance company on your behalf. The service is risk-free. If they cannot successfully submit your claim, they refund their fee.
Check Your Out-of-Network Benefits
Use the tool below to see whether you qualify for reimbursement on your therapy sessions. It takes about a minute.
Qualify for reimbursement? Create your Mentaya account to start submitting claims.
